Welcome to Select Civil Service Benefits

For over a decade, we've had the privilege of guiding federal employees and retirees through the complex world of federal retirement planning. At Select Civil Service Benefits, we specialize in helping you understand your federal benefits and make informed, confident decisions about your future.

Your service to this country deserves to be honored with a secure, well-planned retirement. Whether you're just starting to explore your benefits or nearing retirement, we're here to support you every step of the way.

Calculators

You can review interesting calculators on my site.

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Contact Us

Please feel free to contact us with any questions.

Newsletters

How Has SECURE 2.0 Affected 401(k) Plans?

Summarizes new 401(k) features introduced under the SECURE 2.0 Act.

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Three Ways to Help Build Financial Resilience

Outlines steps toward handling financial setbacks and emerging stronger.

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Consider Roth for Tax-Free Income

Describes how Roth accounts can generate tax-free retirement income.

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Unpacking the Real Limitations on Unlimited PTO

The prospect of unlimited paid time off may be appealing, but there are also some potential pitfalls to consider.

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Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Required Minimum Distributions

Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

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